✦ Locally Owned and Loved
The BVI's Trusted Insurance Provider with Competitive Rates
Premier Insurance Limited provides practical motor vehicle and property coverage built for the real needs of BVI residents, property owners, drivers, contractors, and businesses — with local knowledge, local accountability, and local support.
🏝 BVI-owned insurer
🚗 Motor vehicle coverage for all driver types
🏠 Property insurance built for BVI conditions
🤝 Speak directly with a local advisor
Coverage options
Insurance Built for BVI Residents & Businesses
Practical coverage for the roads, properties, and businesses that matter in the British Virgin Islands.
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Motor Vehicle Insurance
Private, commercial & fleet vehicles
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Property Insurance
Homes, rentals, commercial & contractor
Why choose Premier
The Only Insurer Truly Rooted in the BVI
Premier Insurance is not a regional broker or a foreign company with a local office. We are proud to be the first and only insurance company owned and operated in the British Virgin Islands.
Locally Owned & Operated
BVI ownership, BVI focus, and BVI accountability.
Built Around Local Needs
Hurricane readiness, BVI roads, and local regulations.
Direct Retail Insurer
Work directly with our local team — no brokers.
Practical Coverage
Clear, suitable insurance shaped for the BVI.
BVI Insurance Needs We're Built For
- Vehicle ownership and daily driving in the BVI
- Taxi, fleet, and rental vehicle operations
- Property ownership and homeownership
- Rental property exposure and landlord risks
- Contractor project requirements
- Commercial property and business needs
- Hurricane readiness and storm damage
Who we serve
Coverage for Every Corner of BVI Life
Whether you're a homeowner, driver, taxi operator, contractor, or business owner, Premier has practical coverage tailored to your situation.
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Homeowners
Protecting your home from damage, theft & hurricane risk
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Private Drivers
Private motor vehicle coverage for everyday BVI driving
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Taxi Operators
Comprehensive and third party coverage for taxi businesses
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Contractors
All risks and vehicle cover for construction projects
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Businesses
Commercial property and motor fleet coverage
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Rental Property Owners
Coverage for landlords and rental property operators
Latest updates
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News & Press Releases
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